The latest cooling measures on 20th August 2024 had a target: to slow the rising prices of HDB flats. To this end, the maximum Loan To Value (LTV) ratio for HDB loans has now decreased to 75 per cent, down from 80 per cent previously. But how much of a difference does five percentage points really make? […]

source: https://thefinance.sg/2024/08/28/are-middle-class-hdb-homebuyers-losing-out-after-the-latest-hdb-loan-restrictions/