Growing up, my parents or teachers told me this: Saving money requires discipline, hard work, and sacrifices. I used to feel stifled even at the mention of “savings”, as if saving money equals a joyless existence.  But as I got older (and more experienced in life), my mindset around savings shifted – I found that […]

source: https://thefinance.sg/2024/05/14/spend-little-enjoy-more-tips-to-save-money-without-cutting-joy/