The faster you pay off debts, the less they’ll cost. I use my credit card as much as I can for two reasons. One, I earn 1% cashback on most of my spending, and two, I know I can pay the full amount off every month. Yet if those two weren’t …
Read MoreWhat you need to know about the Government’s spending and taxation plans. The likely last Budget before a general election was announced on Wednesday 7 March 2024. Expectation was Chancellor Jeremy Hunt would be doing what he could to tempt voter…
Read MoreCut interest rates to 0% Borrowing money using your overdraft can be the most expensive option, with most banks charging around 40% in interest. However there are a few accounts which offer lower rates – potentially 0%. So if you ever go below ze…
Read MoreIf you’re looking for a credit card these are the ones you need. Credit cards can be good, and they can be bad. It all depends on why you want one and how you use it. In this guide I’ll take you through each of the main purposes for credit …
Read MoreThe mistakes to avoid, and the tricks to help keep your funds going until the end of the month. When you’ve had an expensive month or there’s been an unexpected cost, the knock-on effect usually means there’s very little left in the b…
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