The Opportunity Cost of Market Timing in T-Bills

A reader asks: I have accumulated quite a bit of the TBIL ETF as readily deployable cash with the added benefit of earning ~5%. My question is – do you see holding too much TBIL as an opportunity cost vs adding more to the S&P 500, especially now that rate cuts are on the horizon? I’ve been getting a lot of questions in recent months about what to do with an allocation to T-bills. That 5% yield has felt li...

source: https://awealthofcommonsense.com/2024/08/the-opportunity-cost-of-market-timing-in-t-bills/