Author: Heartland Boy

My parents are aged 67 and 64 respectively. From their point of view, they think that they are old. From what national statistics suggest, there’s still 2 decades of lifespan left in each of them. How much of their remaining lifespan will be in the for…

It was recently published that Singapore’s Total Fertility Rate (‘TFR’) dropped below 1.0 for the very first time. A psychological mark has been breached and this dominated Parliament debates and social commentaries. Given the clear TFR trend, factors …

Being a member of the personal finance community for over a decade, I have always been crying out for an all-in-one personal finance mobile app that can replace manual tracking. Pretty much like a super app in the personal finance domain that can do it…

When the DBS yuu card was first introduced in 2022, the only thing I remembered was the jingle by Gurmit Singh that played constantly on loop across all DFI stores. If you are willing to look past this annoyance like I did, you would notice that the ca…

I seldom dedicate a blog article solely on a promotional campaign but I think SingSaver’s March Madness Giveaway campaign warrants an exception. That is because SingSaver is organising its largest giveaway campaign ever with over $300,000 worth of priz…