What is an SBF? A Sale of Balance Flat (SBF) is basically an unsold unit from a previous Build-To-Order (BTO) exercise. It may also include surplus units from a Selective En bloc Redevelopment Scheme (SERS) replacement flat or other repurchased flats. The vast majority of flats under the SBF exercises are either newly constructed flats or […]

source: https://thefinance.sg/2024/01/30/guide-to-hdb-sale-of-balance-flats-sbf-2024/