The concept of the safe withdrawal rate (SWR for short) framework is something that I find challenging to explain to my readers, friends, and co-workers. To get them to understand is equally difficult. Getting them to accept, which means to relegate their existing income strategy to a lower importance, is even more difficult. I had […]

source: https://thefinance.sg/2024/03/17/in-conservative-income-planning-asset-allocation-matters-shxt/