A reader asks: Ben always shares the long-run returns for stocks, bonds and cash. It’s essentially 10%, 5% and 3%. I know past is not predictive, blah, blah, blah but am well aware that cash has the lowest prospective returns of the main asset classes. Knowing this full well, I still want to keep 10% of my portfolio in cash in retirement so I can sleep at night. Would a 60/30/10 portfolio really be that much worse t...

source: https://awealthofcommonsense.com/2024/03/what-about-60-30-10-instead-of-60-40/